SERVICES WE OFFER
Investment Management
● Mutual funds
● ETFs (Exchange-Traded Funds)
● Index Fund strategies
● Stocks
● Corporate and tax-free municipal bonds
● Variable annuities
● Certificates of Deposit
● Treasury notes
● REITs (Real Estate Investment Trusts)
● Separately managed accounts
● ETFs (Exchange-Traded Funds)
● Index Fund strategies
● Stocks
● Corporate and tax-free municipal bonds
● Variable annuities
● Certificates of Deposit
● Treasury notes
● REITs (Real Estate Investment Trusts)
● Separately managed accounts
Retirement Planning
● Rollover services for 401k, 403b, SIMPLE and SEP plans
● Traditional and ROTH IRAs
● Retirement income projections
● Income and liquidity needs analysis
● Risk management analysis
● Traditional and ROTH IRAs
● Retirement income projections
● Income and liquidity needs analysis
● Risk management analysis
Insurance
Needs
● Fixed and Variable Annuity income strategies
● Individual and business life insurance
● Disability income protection insurance
● Individual and business life insurance
● Disability income protection insurance
Tax
Analysis
● Individual income tax analysis
● Tax planning in partnership with your CPA
● Tax reduction strategies
● Tax-efficient asset placement
● Tax planning in partnership with your CPA
● Tax reduction strategies
● Tax-efficient asset placement
Retirement Plans for Businesses
● Traditional and Safe Harbor 401(k) plans
● Individual 401(k) plans
● 403(b), 457(b) and Profit Sharing plans
● SIMPLE and SEP IRA plans
● Individual 401(k) plans
● 403(b), 457(b) and Profit Sharing plans
● SIMPLE and SEP IRA plans
Education Planning
● Analysis of college funding needs
● 529 college savings plans
● 529 college savings plans
Estate
Planning
● Estate planning review and strategies in partnership with your CPA or Attorney
● Trust account funding
● Gifting strategies
● Wealth transfer strategies
● Estate tax reduction strategies
● Trust account funding
● Gifting strategies
● Wealth transfer strategies
● Estate tax reduction strategies
Our Process
Identify Your
● Get to know your personal and financial circumstances
● Identify your financial goals and risk tolerance
Assess Your Financial Situation
● Assess your assets, liabilities, income sources, expenses, employee benefits, tax considerations and more
● Determine your exposure to various financial markets and industries
Develop a
Plan
● Develop and present a wealth management plan tailored to your goals and risk tolerance at no cost or obligation to you
● If you decide to hire us, we will proceed with implementing your plan once you are ready. If you choose not to hire us, you are free to keep the plan
Implement Recommendations
● Implement your custom investment plan to help you pursue your financial and
retirement goals
Monitor &
Adjust
● Track your portfolio performance with secure and comprehensive online reporting
● Meet to review your plan, monitor progress and make adjustments as needed
Who We Work With
Retirees
We determine your cash flow needs and develop a tax-efficient strategy to help you enjoy a stress-free retirement while preserving wealth.
Small Business Owners
It’s a very competitive job market, hiring and retaining talent is dependent on the right retirement plan. We help analyze what’s the best way for you to save for your retirement in the most tax-efficient cost-effective way. We also analyze options and design a plan for you to keep valuable employees with your company.
Young Professionals
We help you develop a financial plan, pay off student loans, get the most out of your employee benefits. We also stress the need to save repetitively every month in order to build wealth over time while also managing your cash flow in order to be able to travel and enjoy your life now.
People Nearing
Retirement
As you near retirement, we help you plan for the near future when you won’t have a steady paycheck. We ensure that your risk level is appropriate and formulate a plan to have a steady income while preserving wealth.
Oil & Gas
Professionals
Your need to accumulate wealth, manage risk and plan for the unexpected should be first and foremost in your financial plan. The industry is going through changes and we offer guidance to navigate those changes in the safest, most tax-efficient way.
People Experiencing Unexpected Life Changes
Whether you’ve been laid off, lost a spouse or are going through a divorce, sometimes hardships arise and you need professional financial guidance. We develop a roadmap for you to follow to help get you through difficult times.
